Smoke Alarms France

Do I need a smoke alarm for my home insurance to be valid?

In France it is a legal requirement to have at least one smoke detector fitted in your residential property. The law was introduced in 2015 to encourage a higher uptake in French households of smoke detectors – and ultimately to save lives.

A smoke detector must conform to the required standards (European standard NF EN 14604) and you will not be able to sell your home without it. It should be fitted in corridors or hallways that lead to rooms that are regularly used (sitting rooms and bedrooms). If you rent out a property as a landlord, you must also ensure that a suitable smoke detector is installed, but it is the responsibility of your tenant to maintain it.

When choosing a smoke detector, it’s probably advisable to select from the more established brands on the market. There are different types available (including heat alarms which may be installed in kitchens, for example) and combined smoke and carbon monoxide alarms. If the smoke alarm is battery operated this will generally need to be replaced every 12 months. You can, however, opt for a mains-powered smoke detector but ensure that it has a battery back-up.

We do not require you to confirm in writing (compared to some other insurers) that you have smoke detectors in place. Also, there is no notion of increased excesses on our policies due to the lack of a smoke alarm.

Whichever option you choose, having a smoke detector fitted in your home will potentially save your life in the event of a fire – so without doubt it is one of the best investments you can make.

AXA Marthon is the authorised AXA representative for the Marthon area in the Poitou-Charentes, providing a professional service to 1,500 English speaking clients in the Charente and Dordogne. We have access to the best insurance and financial services deals in France with bi-lingual, English speaking friendly staff.

Phone us on +33 (0)5 45 70 43 76 or visit our website


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