Did you know that there are more than 100 expressions which relate to dying in the English language? Fading away…giving up the ghost… gone to a better place… have one foot in the grave. These are just a few of the euphemisms that we use in everyday life. Yet sadly, death is something which we often struggle to talk about with our family and loved ones – or plan for.
It is natural of course to want to avoid talking about our own mortality, but there are some things we can do now to ensure that those close to us are supported at a time when they need it most. When someone dies, we experience a wide range of emotions of course; but often we will have a feeling of being completely lost. Living in France can also provide additional complications as we may not be familiar with the systems, such as registering a death, arranging a funeral and so on.
That is why AXA has created a policy which has been carefully designed to meet the needs of clients who wish to make financial arrangements to help their family members when we are no longer around. The plan, called Essen’Ciel, is designed to provide a capital sum to cover the cost of funeral and other related expenses.
There are four main benefits:-
1. You decide on how much money will be needed (between 1,000€ and 10,000€).
2. This increases by 1% each year – but the premium you pay will remain fixed.
3. This sum is not taxable and is free from inheritance tax.
4. You can also decide on who will be the beneficiaries, this could be family or another person (such as a funeral director).
Essen’Ciel is not only a financial plan, however. Additional help is also available, for example with the organisation of the funeral, counselling and also advise on administrative steps including legal and tax issues relating to death and inheritance. Anyone between the ages of 50 to 85 is eligible to apply and there is no medical questionnaire.
The plan will give you peace of mind and protect your nearest and dearest.
For further information including detailed T&Cs please contact us.
AXA Marthon is the authorised AXA representative for the Marthon area in the Poitou-Charentes, providing a professional service to 1,500 English speaking clients in the Charente and Dordogne. We have access to the best insurance and financial services deals in France with bi-lingual, English speaking friendly staff.
Phone us on +33 (0)5 45 70 43 76 or visit our website https://agence.axa.fr/poitou-charent…/…/marthon/atkins-david
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