French Banking & Finance

French Banking with a difference…. With our Current Account we offer the following benefits:-

• No Bank Fees

• 8% cashback on your AXA insurance premiums

• With a regular salary or a similar income, receive up to 250 € when you have both a Current and Savings Account

• Interest on your Credit Balance

• Debit card fees 0 € subject to purchases of 6 000 € or more per year (Visa Classic or Visa Premier)

• Free cash withdrawals

• Account insurance

• … and many other benefits.

The Current Account is part of our Internet based banking service which has no branches – so you can access your account (including your financial statements, to make transfers/payments and more) easily and safely – with just a click of a button.

We know that we provide our customers with the best insurance deals in France… and now we are able to give you access to the best financial services too. So we will help you change your bank including transferring your existing direct debits and standing orders and deal with any relevant queries that arise during the process. With our expertise and assistance, you will be in safe hands.

For full Terms & Conditions please contact us and we shall be pleased to provide further information on all our financial services including our Current and Savings Accounts.

Sometimes we all need a helping hand to finance a project or to buy property with a French mortgage.
Buying a property in France – whether as part of a permanent move or for a second home – is a dream for many people. If you need a French Mortgage to fund your intended purchase – or maybe you are looking to remortgage – contact us and we will arrange for a personalised illustration.

With our French Mortgages, we can help turn your dreams into reality.

When considering taking out a Mortgage, you should ensure that you can afford the regular repayments and only borrow a capital sum that you can afford to repay. In all cases we will arrange for a personal illustration including the monthly repayments and total sum to be repaid including interest.

When you need to carry out some unexpected maintenance or repairs on your property (perhaps the house needs a new roof or some electrical work) you may not always have the savings or the money spare to fund this. Or perhaps you are dreaming of a new kitchen or an extension to the house – and need some additional cash.

With our Personal Loans ranging from 3,000€ to 75,000€ and a selection of attractive and fixed rates you will be able to get the work done when you need it.

Personal Loans may be borrowed for a period between 12 – 84 months and the interest APR will vary according to the project and the sum borrowed regardless as to the amount.

Optional insurance is also available should you wish to protect your payments in the event of changes to your financial situation.
Our Personal Loans are provided on the basis that they will be repaid according to the Lender’s Terms and Conditions – full details are available upon request.

When considering taking out a Personal Loan, you should ensure that you can afford the regular repayments and only borrow a capital sum that you can afford to repay. In all cases we will arrange for a personal illustration including the monthly repayments and total sum to be repaid including interest.

If you need to buy a new vehicle then we can help you by providing the finance you need with a Personal Car Loan and the insurance too: all in one. This means that you could benefit from a reduction of up to 40% on your car insurance - plus a whole range of other advantages.

Our Personal Car Loan is offered at attractive rates and can be used to purchase a new or a used car under 7 years old of a value from €3,000 to €90,000.

Flexibility is important which is why we allow you to set the repayment term from 12 months to 84 months.

We also like to keep things as easy and simple as possible: therefore there are no administration fees and no down payment is required. You may also choose the direct debit date which works best for you. There are other benefits too, including an option to make an early repayment or to defer up to two monthly instalments subject to agreement with the Lender.

For those under the age of 65 years, optional insurance may also be taken to safeguard any repayments in the event of your death, inability to work or total or irreversible loss of independence.

For full Terms & Conditions and/or a personal loan illustration please contact us.

When considering taking out a French Personal Car Loan, you should ensure that you can afford the regular repayments and only borrow a capital sum that you can afford to repay. In all cases we will arrange for a personal illustration including the monthly repayments and total sum to be repaid including interest.